The Mortgage Expert Witness

Mortgage & Real Estate Expert Witness – Mortgage Fraud | Real Estate Fraud

Archive for December, 2008

New Services Added

Posted by mortgageforensics on December 20, 2008

Loan Modification

Unlike the rosy picture painted by many of the loan modification companies, the professionals know that the process is slow and difficult. To get the desired results, the loan modification attorney needs ammunition he can use in negotiating with the lender, and our forensic loan audits proide that ammunition.

We look for the obvious: RESPA and Truth-in-Lending violations.  We reverse-engineer the client’s loan on our software and compare our certified printouts with the lender’s disclosures. The substantive violations, when found, provide the ammunition the attorney uses in negotiating a loan modification and/or monetary settlement with the client’s lender.

Foreclosures

The forensic loan audit may be used in stopping residential foreclosures. Homeowners whose loans are currently in default are advised to call us for a consultation regarding such audit.

What We Need From You

A copy of the homeowner’s loan file (if need be, he/she may ask the lender for a copy of the file).

Cost of Audit

There is a flat fee of $500.00 for the forensic loan audit, which may be paid by credit card. To pay by credit card, click here.

Turnaround Time

We guarantee a turnaround time of 48 hours or less.

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Levi Johnston’s Mother Arrested On Six Felony Drug Counts

Posted by mortgageforensics on December 19, 2008

I tell you, that Sarah Palin’s the gift that keeps on giving…

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Why Are Mortgage Modifications Still Not Working?

Posted by mortgageforensics on December 3, 2008

by Carmen Dellutri

The choice to modify a home mortgage is a decision that should not be taken very lightly.  Mortgage modification seems to be the buzz word of the day.  The Federal Government has passed three pieces of legislation this year encouraging distressed homeowners to contact their mortgage companies and seek modification options.

The only problem is that when a homeowner contacts the company who they thought owned the mortgage, it turns out that the mortgage was securitized.  Securitization is the process where an asset, like a mortgage, is pooled and packaged into a security and sold to investors.  Simply put, your mortgage is owned by an investor, not the company that you pay your monthly payment to.  To read more…

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